Business credit cards help manage company expenses, earn rewards, and build credit profiles.


A business credit card separates personal and corporate spending, simplifying accounting and tax filing.
Advantages:

  • Detailed monthly statements for bookkeeping
  • Cashback or reward points on business purchases
  • Travel perks such as airport lounge access
  • Higher credit limits compared to personal cards Many banks offer cards with customizable employee spending limits and integration with accounting software.

FAQ:

Q: Do I need a minimum turnover to apply?

A: Requirements vary, but many banks ask for at least SGD 100,000 annual revenue.

Q: Can multiple cards be issued under one account?

A: Yes, for directors and key employees with controlled limits.

User Comments:

  • “We track team spending easily through consolidated reports.”
  • “Rewards points reduced our travel costs significantly.”

Editor’s Note:

A well‑chosen business credit card is a powerful tool for both efficiency and savings.

Tags: business credit card, corporate rewards, expense management