With rising interest rates, SMEs in Singapore are actively seeking affordable financing solutions. Here are the best options in 2025.
Banks and government programs continue to support SMEs with subsidized loan schemes. Rates can be as low as 3–4% per annum for qualified borrowers.
Popular loan types include:
- SME Working Capital Loan
- Temporary Bridging Loan
- Equipment Financing
Eligibility is tied to credit history, industry, and business size. SMEs with strong financial records enjoy better terms.
low interest business loans Singapore, SME loan rates, SME financing Singapore
Written by: BankOpen Singapore Editorial Team
The BankOpen Singapore Editorial Team consists of financial analysts, banking industry professionals, and experienced writers. We are dedicated to providing accurate, up-to-date, and practical insights to help readers navigate Singapore’s banking landscape and make informed financial decisions.
The BankOpen Singapore Editorial Team consists of financial analysts, banking industry professionals, and experienced writers. We are dedicated to providing accurate, up-to-date, and practical insights to help readers navigate Singapore’s banking landscape and make informed financial decisions.
Disclaimer: The information provided in this article is for general informational purposes only and does not constitute financial, investment, or legal advice. Always consult with a qualified professional before making any banking or investment decisions.